How to fund your
Binance account
A Binance account is funded by transferring crypto from another exchange or wallet. Most mistakes happen with the network choice and skipping a test transfer. Here it is, in order.
Fund with crypto, not a bank transfer
Binance is a global crypto exchange. You typically fund it by transferring crypto (most often USDT) from another exchange or wallet, rather than a local bank deposit.
The basic transfer flow
- ① Hold or buy USDT on another exchange or wallet.
- ② On Binance, check the USDT deposit address and network (e.g. TRC20).
- ③ On the sending side, select the same network and paste the address.
- ④ Send a small test transfer first → confirm arrival → then send the rest.
Match the network (TRC20 / ERC20 / BEP20)
The same USDT is not interchangeable across different networks. ERC20 has high fees; TRC20 is cheaper and widely used. The sending network must equal the receiving network.
Why a small test transfer matters
Confirming an address/network with one large transfer is risky. Send a small amount first (e.g. 10-20 USDT), confirm it arrives, then send the rest to avoid accidents.
Transfer holds & compliance checks
Some platforms and regions apply compliance checks (such as the Travel Rule) that can delay or hold a transfer until counterparty information is provided. If a transfer is held, follow the steps your sending platform shows.
Handling delays and address errors
If a transfer is delayed, check its status by TXID on a block explorer. A wrong address or network can be hard to recover, so always copy-paste the address and use test transfers as a habit.